Credit availability

According to this theory, technology is the main conduit through which government policies and national financial structure affect SMEs' credit availability.

根据该理论框架，借贷技术是一国政府政策和金融结构借以影响中小企业信贷可获得性的主要管道。

On Tuesday the Federal Reserve and the Treasury announced a new plan to provide eight hundred billion dollars to increase credit availability.

周二联邦储蓄和财务部宣布一项新的方案，拿出8千亿美元增加信贷。

Therefore, China should prudentially set the timetable to implement New Capital Accord so as to avoid negative shocks on credit availability and macro-economy.

我国应慎重选择《新资本协议》实施时机，避免由此对信贷供给和宏观经济运行造成的负面冲击。

Thus, the benefits of advances in risk management in banking may be the greater credit availability to reduce risk in banking system.

这样，银行风险管理改进带来的利益会大于授信额度增加带来的好处，从而减少银行体系的风险。

Mortgage credit availability is therefore opening up, which also boosts home sales.

因此，抵押信贷开始敞开大门，这也促进了住房销售。

The move was an emergency response to a spreading credit squeeze as the availability of dollars for European banks has tightened.

这一举措是对于广泛的贷款紧缩的紧急应对，当对于欧洲银行可支配的美元变得紧张了。

Many research studies indicate that by enhancing market transparency, commercial credit reference agencies outside Hong Kong have helped to reduce banks bad debts and increase credit availability.

很多海外研究都显示，由于商业信贷资料库可提高市场透明度，因此有助减少银行坏帐及方便贷款申请者获得融资。

There are a few theoretical frameworks in researching the macroeconomic factors that influence SMEs 'credit availability. This study was based on the theoretical framework by Berger and Udell ( 2006) on SMEs' credit issues.

在研究中小企业的信贷可获得性的宏观经济因素研究方面，有许多理论框架，本研究是基于Berger和Udell（2006）的理论框架。

That shows that there is some credit availability out there.

这表明，市场上存在一些可用信贷。

Of the social capital component indexes, acquaintances trust, general trust, norms have significant positive effects on the enterprises 'informal credit financing availability, other social capital component indexes do not impact the enterprises' informal credit financing availability significantly.

在社会资本的分量指数中，熟人信任、普遍信任、规范对企业非正规信贷可得性具有显著的正向影响，其他社会资本分量指数对企业非正规信贷可得性的影响并不显著。

The quantity channel of monetary policy includes credit availability effect and wealth effect.

货币政策的数量途径可具体细分为信贷可得性效应和财富效应。

Rising job losses, a weak housing market and tighter credit availability augur badly for newspapers' remaining classified advertising revenues.

失业人数上升、住房市场疲软和信用可得性收紧，都预示着各报社剩余的分类广告收入前景堪忧。

This amazing development attests to the powerful effects of easier monetary policy, fiscal largesse, booming home prices and widespread credit availability.

这一令人称奇的发展，证明了宽松的货币政策、慷慨的财政预算、蓬勃上涨的房地产价格和全面而丰富的信贷供应所具有的强大功效。

The yield on BAA corporate bonds, a proxy for general corporate credit availability, is at 8 per cent, a full percentage point higher than its 10-year mean, while emerging market bond spreads are also about a point above their average.

BAA级公司债券的收益率普通企业信贷可用性的代理指标为8%，比10年平均水平高出整整1个百分点，而新兴市场债券息差同样较其平均水平高出1个百分点。

Put bluntly, if investors cannot be convinced that investing in banks will deliver appropriate returns, capital will be sucked out of the industry, causing credit availability to fall and the cost of credit to rise.

坦率讲，如果投资者认为投资于银行将无法获得合理的回报，就会将资金撤出银行业，造成信贷供应量减少、信贷成本升高。

This allows for the possibility of a double dip in the housing market in the coming months if economic conditions, particularly regarding unemployment, gross domestic product growth and credit availability, fail to improve, says Barnes.

这就使得住房市场在未来几个月面临二次下跌的风险，如果经济形势特别是失业、GDP增长和信贷投放量未能改善的话，巴恩斯说。

But, as copper prices spiked and credit availability in China has tightened, many companies have been cutting back on purchases, trimming their inventory levels.

但随着铜价飙升和中国收紧信贷，许多企业一直在减少购买，降低库存水平。

While efficiency, creativity and credit availability are important, they cannot be allowed to trump safety and soundness.

效率、创造力和信贷可得性（creditavailability）固然重要，但不应凌驾在安全与稳健之上。

We certainly have been in what I refer to as a "benign credit environment", with narrow credit spreads and the availability of a lot of capital, and confidence can be shaken in any one place and cause a pullback there.

我们的确一直处在我所说的“良性信贷环境”中，信贷息差较低，可用资金充裕，但任何地方的信心都可能动摇，并造成那里的倒退。

Fourth, we support many of the new policies to bring transparency to the derivatives market, while ensuring that derivatives continue to be widely available to serve their critical role of increasing credit availability to borrowers.

第四，我们支持许多给衍生品市场带来透明度的新政策，这些政策同时确保衍生品可继续得到广泛使用，以发挥其使贷款人更易获得信贷的重要作用。

Based on Heckman model, applying field survey data from farmers on live pig supply chain, the influence of internal financing in supply chain on farmer credit availability is analyzed empirically.

基于heckman模型，运用生猪供应链上的农户实地调查数据，实证分析了供应链内部融资环境下影响农户信贷可获性的因素。

Executives in the two surveys said they were concerned about customer demand, falling credit availability, rising health costs and maintaining employee morale.

两项调查中的管理人士均表示，他们担心的问题包括客户需求、信贷可获得性下降、医疗成本增加和保持员工士气等。

Empirical Analysis of Factors Influencing Rural Small and Medium-sized Enterprises' Credit Availability

农村中小企业信贷可得性影响因素的实证分析

Mr Gulliver said that the strong increases in credit availability in Asia "cannot continue indefinitely".

欧智华表示，亚洲信贷供应量的强劲增长“不可能无限期持续”。

The empirical results of this paper provide a new perspective for the settlement of the difficult bank loans of private enterprises. Specifically, first, the conclusions of this paper display that the political identity of the actual controller contributes to the credit availability of private enterprises.

本文的实证结果为解决民营企业银行贷款难问题提供了一个新的视角.具体来说：一、本文结论显示民营上市公司实际控制人的政治身份有助于民营企业获取银行贷款。

The US Treasury Secretary will urge China to increase spending on health, education and pensions, to reduce the need for precautionary saving, increase credit availability and boost household incomes.

盖特纳将敦促中国加大在医疗、教育和养老等方面的支出，以减少国民预防性储蓄的需要，提高信贷可获得性，增加家庭收入。

The story we expect to emerge is the lagged effect the housing market and reduced credit availability will have on consumer spending.

我们预计，接下来，住宅市场和借贷控制将会对消费支出产生滞后影响。

A survey last week of top executives there by EY showed 59 per cent think credit availability is improving, compared with 49 per cent in October.

安永（EY）不久前对那里的首席执行官展开的一项调查显示，59%的受访者认为信贷供应有所改善，而去年10月这样认为的受访者比例为49%。

Personal loans to finance education should be vigorously promoted. Entrepreneur Ability, Credit Rating and the Credit Availability of SMEs

大力推行个人助学信贷企业家能力、信用评级与中小企业信贷融资可获性

Household income level, credit availability, number of minor children in the family, household investment philosophy, own situation of investee and humanistic environment of household location all affect investor decision-making in a large part.

家庭收入水平、信贷易获性、家庭未成年子女数量、家庭投资理念、被投资者的自身状况以及家庭所在地的人文环境都在很大程度上影响着投资者的决策。